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To find the right mortgage for your financial situation, use our mortgage calculator as a guide to figure out your estimated monthly payments, interest and principal rates, and the length of the mortgage.

Generally, a mortgage payment consists of PITI: Principal, Interest, Taxes, and Insurance. Principal is the monthly payback of the loan amount; Interest is the monthly payment of the cost to borrow the principal amount; Taxes consist of Real Estate taxes, which is paid to a local government agency; and Insurance deals with Homeowners insurance and any mortgage insurance (paid to protect the mortgage company). Buyers should also be aware that there are many types of mortgages, two of the most popular mortgages are: fixed and adjustable. Fixed mortgages have fixed interest rates and terms (e.g., 15 or 30 years). Principal payment and interest won’t change during the term, and both the interest rate and term are determined at the beginning of the mortgage. Adjustable mortgage rates, or ARM, are different from fixed mortgages in that the interest rate will go up or down depending on the current interest rate levels. The same can be said about the monthly principal and interest payments.
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* (30 years = 360 months, 25 years = 300 months, 20 years = 240 months) Please use any above calculated results as a guide. Receive the actual payment schedule from your lender in writing. This calculator works only if your browser supports Javascripts.
"Diane Gerlich-Rogers Your Local Real Estate Expert Specializing in New Port Richey, FL"
Diane Gerlich-Rogers, Local Real Estate Expert in New Port Richey Florida
Diane Gerlich-Rogers
IL#SL544186
Direct: 727-992-2888
Office: 727-372-8907
RE/MAX Marketing Specialists
"Each Office Independently Owned and Operated"
7801 Mitchell Boulevard
Trinity, FL 34655